Purchasing a home is one of the biggest financial decisions you will make. Instead of visiting multiple banks, I have access to dozens of lenders all in one place. With the close relationship I have with lenders, you will have access to some of the lowest available rates when buying your home. I will guide you through the whole process making your first home purchase as stress-free as possible.
Refinancing is also a good option to pull out equity for consolidating debt, home improvements, investments, college expenses, and more. Let me help with securing you the best rate while accessing that equity for whatever life throws at you.
A Mortgage pre-approval is essential and one of the first steps to take when you are thinking of purchasing a property. Not only will this protect you if you are shopping in a time of rising interest rates, it will give you and your realtor an accurate idea of the price range you are able to afford. A pre-approval can be locked in for up to 120 days, giving you the peace of mind. Even if rates fall during that time, I can get you the lower rate.
Let me review your current mortgage! A transfer involves moving your current mortgage from one lender to another without adding any additional funds. This can be beneficial when you want to take advantage of lower rates in the market. Within the term, there will be a penalty for breaking the mortgage, though often the savings in moving to another lender with a better rate will substantially outweigh the penalty. Sometimes the new lender will pay your discharge and legal fees as well, making this a great option for those who feel stuck in their current mortgage.